Who Are We?
We are a national credit repair and restoration company working with clients and creditors…
Our Mission
We are a growing credit restoration company specializing in restructuring and building your lost credit…
Identifying The Problems
Part of the first step on the path to better credit is to identify the inaccurate information that is bringing your score down.
Challenging The Bureaus
Once we have identified all of the information that is not verifiable, inaccurate or misleading, we input it into our system.
Analyzing The Updated Reports
After the updated reports have come back in from the suppliers, we will go over them once again to verify the inaccurate,
Weekly Education
During the credit restoration process, we will provide you with information and the education you need to continue raising your credit score.
We set high expectations
We set high expectations
We set high expectations for ourselves as a credit repair company. You can expect only the best service from our team of credit experts. In the economic industry, we are dedicated to helping our clients get back on financial track. We are here to assist you on the journey. We work with credit bureaus and creditors to fix and rebuild tarnished credit. Let our services and experience speak for themselves. We are highly dedicated to ensuring you attain the highest credit score possible, and will work on your individual case for inaccurate information on credit reports.
How It Works
Free Consultation
Do you have questions before we start helping you raise your credit score? No problem—we can offer you a free consultation. Just give us a call.
Personalized Strategy
Every customer’s situation is different. We build a customized credit strategy to help your reach your goals within the maximum time.
Rejoice in Results
We can’t guarantee your results, but what we can say is that most of our customers start seeing the best results within 90 days of signing up for our service.
Our Promise
Our top priority is to assist you with increasing your credit score and rebuilding your credit. Our team is here to help you with any questions.
Timeline: Trust The Process
Day 1
YOU GET STARTED! You made the choice to get on the right track and get your credit file in order. We are glad…
Day 2
WELCOME! Usually, you will get a call the day after you start your service with us from one of our dedicated staff members….
Day 3
Hopefully by day three you will have provided us access to your credit monitoring account and our staff will be combing through it…
Day 4
Usually by this point, your audit is complete and delivered to you… It is at this time that your Audit Fee will be…
Day 5
Usually around this time is when you will begin the deletion/Repair portion of our service. We will begin communicating with credit bureaus, creditors,…
Day 6-37
This is where the real work happens… Bureaus are conducting investigations, creditors are checking info, and collection agencies are validating accounts. You will…
Day 38
This is a BIG day… this is the first time we review for changes on the report. We will know if the collection…
Day 39
The day after you receive your invoice is the day we will charge your payment. If you have a large number of deletions…
Rinse and Repeat
THEN START BACK AT DAY FIVE! WE WILL CONTINUE TO WORK IN THIS CYCLE UNTIL WE HAVE FIXED ALL ITEMS, OR EXHAUSTED ALL…
Judgements
Collections
Late Payments
Inquiries
Why Should I Choose Your Company?
How Long Does it Take to See Results?
How Will You Get My Credit Report?
Get Started For Only $99.00 a Month!
What Our Clients Have to Say
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Budget360 offers the best service when it comes to restoration and student consolidations! They are very knowledgeable in repairing and building credit. 
Miquelda Saint Elus
3/08/2017 Very knowledgeable, passionate and trust worthy company! I would highly suggest using their service:) TeeTee Williams
4/12/2017 Excellent company to work with reliable and knowledgeable. My credit score went up over 100 points within 3 months of starting with this company Kiara Martin
4/13/2017 What a phenomenal service! You know you’re stuff! Thank you so much! Veronica Adames
8/31/2016 -
Affordable and knowledgeable the services they provide are beneficial to everyone. It is of utmost important to have great credit nowadays and Budget Credit 360 will do it for you.
Jasmine Payne
4/13/2017 Rose is a joy to work with and is very dedicated at what she does. She will get you your desired results if you just follow what she says. You won’t regret working with her Raquel Farmer
2/14/2017 She is very easy to work with & knowledgeable in credit. I’ve followed her steps into getting my credit in order and in less than a month I’ve seen results. She gives comprehensive tips on obtaining and maintaining credit. Eriq Stephen Smith
8/10/2016 I would recommend this company. The staff is awesome! Sevella Turner
4/13/2017 -
Im new to the whole “credit” thing
� took her time and broke everything down to me.
Extremely knowledgeable so her financial advise is A1.
Seriously recommend Allure Senses to anyone in need of financial guidelines.
I could swear she works for experian.
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Chadwick Fuego
8/17/2016 Awesome group of people…. Very professional & knowledgeable Brandon O Scott
4/12/2017 Budget Credit is the place to go for your credit restoration needs. Very knowledgeable and a team of great ppl to work with! Nosha Freely Spoken
4/12/2017 Awesome company . They did what they promised . Highly Recommended Tarik Williams
4/12/2017 -
Rose Allure is our gal! Professional throughout the entire experience! I recommend her to all my friends!
Corey Bolton
4/12/2017 Excellent company. Well run. Cares deeply about customers. They get it done. The real deal! ✅ Howard Cutler
4/14/2017 Budget Crédit 360 is your one stop credit shop. Experienced professionals ready to assist you
Why wait, call them for all your credit needs. LaTasha Jones
3/08/2017 Great company. They give a lot of advice on how to improve your credit. They have a great program and very reasonable prices! Highly Recommended! Ramsey Cory Alan Coulter
4/12/2017