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Let Us Help You Help Your Clients

Find out how Budget Credit 360 can help your credit-challenged clients… and help you improve your pipeline!

Why to Partner with Us

In the ever-evolving finance industry of today’s market whether its real estate, auto industry, etc, we are seeing increasing changes in the way underwriters review loan applications. What was once considered a good credit score (an averaged FICO score of 680, for example) and approved quickly is now examined carefully. Such scores can result in your clients being denied a mortgage rate that would have enabled them to close on their homes and move forward with their lives and dreams.

Many instances of bad credit often involve issues the “buyer” is not even aware of, such as late payments or medical collections. Even if they do know there were negative items in their credit history, they might falsely assume the items were already corrected, or they might think older items were automatically removed due to the “7-year rule.” And what about all those credit cards? Were they advised by their Lender to close out their credit card accounts under the false impression that it would improve their credit score? Let’s hope not! There are many seemingly minor issues that can add up to low credit score for your client. Merely requesting a credit report online is not enough; all negative items need to be aggressively disputed for your client to achieve their highest potential credit score.

How many times have you rushed over to your selected lender to get your client for pre-approved, only to witness them instead become “locked” into a rate, without knowing what was on their credit report? Is it possible that you could have helped them obtain a lower rate? An improvement of 100, 75, or even 50 points in your client’s credit score can result in tremendous difference in their interest rates. You can help your clients achieve this without ever stepping outside the boundaries of your duties and responsibilities as their Mortgage Broker or Real Estate Agent while complying always with the Rules and Regulations of your state’s Real Estate Commission.

Introduce your clients to credit Restoration which will be an asset to their financial investment. Both you and your clients can benefit from your association with us.

Whether your client is a first-time buyer, relocating, refinancing, or applying for a home equity line of credit, their rate will be directly impacted by their ability to monitor and maintain a good credit score. Stop turning your credit-challenged clients away! It costs you money just to get a lead in your door. We can help you convert lost leads into regular clients (new lead-generators), by turning your “no’s” into “how’s” and “when’s.”

Our Affiliate Program

Our goal is to take good care of our affiliates with more than just their clients’ credit reports. To maximize our relationship, we work to truly Partner with you to grow your business. Here are some of the valuable services we provide our affiliates:


  • Online Portal for you to track the progress of your clients
  • Procuring referrals for you from your clients
  • Client Marketing Materials
  • Help with co-marketing to your clients and referral partners
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Let Us Help You Grow Your Business

You don’t have to turn down clients! Of those clients who are properly referred to us, an average of 72% enroll in our services. From that portion, 90% graduate our services with scores high enough to qualify for financing. In other words…

6 out of 10 Clients You Refer Graduate Our Services with Scores High Enough to Qualify for Financing!

Get Started Now

Beginning your parnership with Budget Credit 360 is as quick and easy as filling out a short online form. We will then reach out to you and answer any questions you may have. There is no cost and no obligation!