Email: info@budgetcredit360.com | Phone: (888) 557-5778   |   Office hours: Mon – Fri 10am – 6pm EST

Services

Correct

Inaccurate & Misleading Personal Data on Your Credit Report

While the personal information reporting on your credit reports, such as your name, address, etc., may not affect your credit score as you may know it, it can still hurt you. How? Because individuals with certain patterns of data on their credit reports are grouped together by the credit bureaus and placed on what are called “score cards”. And ultimately, these score cards will determine how much weight is placed on other aspects of your credit score.

For example, if you have 10 or more addresses reporting on your credit report, then you will be placed on a score card with others showing a similiar pattern of multiple addresses on their credit reports. Your group’s score card may weigh more heavily on late payments, collections, and so forth. Thus your credit score will be calculated more harshly than someone with only 1 or 2 addresses on their reports.

This is why repairing inaccuracies to your Personal information is just as important as repairing any other inaccuracy that’s on your credit report. Here are the personal data items that we may be able to assist you with correcting:

  • Full Name
  • Social Security Numbers
  • Home Addresses
  • Telephone Numbers
  • Employers

Delete

Inaccurate & Unverifiable Credit or Collection Account Info

Did you know that there are more than 26 parts of an account that all must be reporting 100% complete, accurate, and verifiable? If any of these 26 parts are inaccurate, unverifiable, misleading, obsolete, or even questionable, then you have the right to dispute the account. Budget Credit 360 will complete a thorough audit of your credit report, closely examining all 26+ parts of each and every credit item that is reporting on your credit report. We will review this information with you and customize a plan of attack based on our findings and consultation with you. The following includes the types of accounts that we can help you to correct and/or repair:
  • Credit Card Accounts
  • Retail Store Accounts
  • Personal Loans
  • Payday Loans
  • Student Loans
  • Repossessions
  • Utility Accounts
  • Medical Bills
  • Child Support, and more
Don’t be afraid to challenge the information reporting on your credit report. There are laws in place to support you and your suspicions. If you have any doubt that any of these items or the information reporting about these items are 100% correct, then you have the right to a challenge and our company is overly qualified to help you with that.

Remove

Inaccurate, Unverifiable, & Misleading Public Record Information

Did you know that there are more than 26 parts of an account that all must be reporting 100% complete, accurate, and verifiable? If any of these 26 parts are inaccurate, unverifiable, misleading, obsolete, or even questionable, then you have the right to dispute the account. Budget Credit 360 will complete a thorough audit of your credit report, closely examining all 26+ parts of each and every credit item that is reporting on your credit report. We will review this information with you and customize a plan of attack based on our findings and consultation with you. The following includes the types of accounts that we can help you to correct and/or repair:
  • Credit Card Accounts
  • Retail Store Accounts
  • Personal Loans
  • Payday Loans
  • Student Loans
  • Repossessions
  • Utility Accounts
  • Medical Bills
  • Child Support, and more
Don’t be afraid to challenge the information reporting on your credit report. There are laws in place to support you and your suspicions. If you have any doubt that any of these items or the information reporting about these items are 100% correct, then you have the right to a challenge and our company is overly qualified to help you with that.